Flexible Options

Finance Your Dream

Spread the cost of your perfect car with our flexible, transparent finance plans — from 0% APR options.

Fast Decision
Within 2 hours
🔒
FCA Regulated
Fully compliant
💳
0% APR Options
Subject to status

Choose Your Plan

All plans include free valuation, flexible terms, and no early repayment penalties.

🥈 Silver Plan
Representative 9.9% APR (variable)
Terms from 12 to 48 months
Minimum 10% deposit required
Vehicles valued up to £60,000
Online application — instant result
👑 Platinum Plan
Representative 0% APR (fixed) — T&Cs apply
Upto 36 months interest-free
Minimum 40% deposit required
Bespoke vehicles & special orders
Private banking referral available
Concierge-led application process

Common Questions

Does applying affect my credit score?
Our initial eligibility check is a soft search and will not impact your credit score. A full credit search only occurs if you proceed with a formal application.
Can I settle my finance early?
Yes. There are no early repayment fees with CarGiant Finance. You may settle at any time and receive a statutory rebate on the remaining interest.
What documents do I need?
You'll need a valid passport or driving licence, two recent bank statements, and proof of address. Our team will guide you through every step.
Is finance available for non-UK residents?
Finance is available to UK residents with a valid address history. Non-UK residents should contact our international desk for bespoke options.
Payment Calculator
Adjust the sliders to estimate your monthly payment
£
£
£1,420
Monthly Payment
£60,000
Loan Amount
£8,160
Total Interest
£88,160
Total Payable
6.9%
APR

*For illustration purposes only. Subject to status and credit approval. CarGiant Finance Ltd is authorised and regulated by the Financial Conduct Authority.